If you’re looking for the best credit cards for daily use, you’ve come to the right place. In this blog post, we will discuss our top picks for the best cards that are perfect for everyday use. We’ll cover a variety of different types of cards, including cash back credit cards, travel rewards credit cards, and more! So whether you’re looking for a new card to help improve your daily spending habits or just want to know what the best options are out there, read on for our top picks!
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Best Credit Cards for Daily Use: The Top Picks
1 . Wells Fargo Active Cash Card
The Wells Fargo Active Cash card is a great choice for those who are looking for a credit card to use for daily expenses. This card offers 1% cash back on all purchases, with no limit to the amount of cash back you can earn. There is no annual fee and no foreign transaction fees, making it a good option for those who travel frequently.
In addition, the Wells Fargo Active Cash card comes with a 0% introductory APR on purchases and balance transfers for the first 15 months, which can save you money on interest charges. Overall, the Wells Fargo Active Cash card is a good option for those who are looking for a credit card to use for everyday expenses.
Best For:
– Those who are looking for a credit card to use for daily expenses
– Those who travel frequently
– Those who want a 0% introductory APR on purchases and balance transfers
Drawbacks:
– None
Rewards:
– You earn cash back on every purchase with no limit to how much you can earn
Credit Score:
– This card requires Outstanding credit for approval
2 . Citi Custom Cash℠ Card
The Citi Custom Cash℠ Card is one of the best credit cards for daily use. It offers a 0% APR on purchases and balance transfers for 15 months, and it has no annual fee. Plus, you’ll earn 5% cash back on all purchases in the first 3 months, and 2% cash back on all purchases after that. Best of all, you can customize your cash-back rewards by choosing the categories that are most important to you. Whether you’re looking for a new credit card for everyday use or you’re trying to earn rewards on your everyday spending, the Citi Custom Cash℠ Card is a great option.
Best for:
– Those who are looking for a new credit card for everyday use
– Those who want to earn rewards on their everyday spending
– Those who want a 0% APR on purchases and balance transfers
Drawbacks:
– None
Rewards:
– You can customize your cash back rewards by choosing the categories that are most important to you
– You’ll earn cash back on all purchases in the first three months, and then earn a lower rate of cash back on all purchases after that
Credit Score:
– This card requires Outstanding credit for approval
3 . Chase Freedom Flex℠ Card
The best credit card for daily use is the Chase Freedom Flex℠ Card. It offers 5% cash back on rotating quarterly categories, as well as 5% cash back on travel purchased through Chase Ultimate Rewards®. You’ll also earn 3% cash back on dining and drugstore purchases and 1% cash back on all other purchases. Plus, there’s no annual fee. This card also comes with some great perks, like cell phone protection and travel assistance services. If you’re looking for a credit card that you can use for everyday purchases, the Chase Freedom Flex℠ Card is a great option.
Best For:
– Those who are looking for a credit card to use for everyday purchases
– Those who want to earn cash back on their everyday spending
– Those who want a card with no annual fee
Drawbacks:
– None
Rewards:
– You can earn up to cash back on your everyday spending, plus you’ll get perks like cell phone protection and travel assistance services
Credit Score:
– This card requires Outstanding credit for approval
4 . Citi Premier® Card
The Citi Premier® Card is one of the best credit cards for daily use. It offers a wide range of benefits that make it an ideal choice for everyday purchases. For starters, the card offers a competitive rewards program that lets you earn points on every purchase. In addition, the card comes with no annual fee, which makes it even more affordable to use on a daily basis. Best of all, the Citi Premier® Card offers a 0% APR on purchases and balance transfers for 18 months, which means you can avoid interest charges on your everyday spending. Overall, the Citi Premier® Card is an excellent choice for anyone looking for a credit card that offers great value and benefits.
Best For:
– Those who are looking for a credit card with great value and benefits
– Those who want to earn points on every purchase
– Those who want a 0% APR on purchases and balance transfers
Drawbacks:
– None
Rewards:
– You can earn points on every purchase, which can be redeemed for cash back, travel, and more
– There is no annual fee, which makes the card more affordable to use on a daily basis
Credit Score:
– This card requires Outstanding credit for approval.
5 . U.S. Bank Altitude® Go Visa Signature® Card
The U.S. Bank Altitude® Go Visa Signature® Card is one of the best credit cards for daily use. It offers a 0% introductory APR on purchases and balance transfers for the first 12 billing cycles, and then the ongoing APR of 14.49% – 24.49% Variable APR. There is no annual fee. You’ll earn 2 points per $1 spent on eligible travel and dining purchases and 1 point per $1 spent on all other purchases.
Plus, you can earn a 20,000-point bonus after spending $1,000 in eligible purchases within the first 90 days of account opening. Redeem your points for travel, cash back, gift cards, and more through our online portal, or redeem them for statement credits towards travel purchases. This card also comes with some great perks, including no foreign transaction fees, travel accident insurance, and 24/7 concierge service. If you’re looking for a versatile credit card that will give you rewards on your everyday spending, the U.S. Bank Altitude® Go Visa Signature® Card is a great option.
Best For:
– Those who are looking for a versatile credit card that will give them rewards on their everyday spending
– Those who want a 0% introductory APR on purchases and balance transfers
– Those who want to earn points that can be redeemed for travel, cash back, gift cards, and more
Drawbacks:
– None
Rewards:
– You can earn points on every purchase, which can be redeemed for travel, cash back, gift cards, and more
– There is no annual fee, which makes the card more affordable to use on a daily basis
Credit Score:
– This card requires outstanding credit for approval.
Conclusion
The best credit cards for daily use are those that offer cash back, points, and other rewards. If you’re looking for a card to help cover your regular expenses, one of these cards is likely right for you. Do some research to find the best fit for your needs and lifestyle. And remember, it’s important to always stay within your budget and pay off your balance in full each month to avoid interest charges and maintain a good credit score. Thanks for reading!
FAQs:
How many credit cards can I have?
There is no set limit to the number of credit cards you can have, but having too many cards can be detrimental to your credit score. It’s important to only apply for credit cards that you will use and keep track of your spending so that you don’t get in over your head.
What card do billionaires use?
Platinum Card® from American Express because it offers a variety of perks and benefits that are tailored to the needs of high-end spenders. Some of the card’s features include concierge service, airport lounge access, and elite status with hotel programs. The card also comes with a hefty annual fee, so it’s not for everyone. However, if you can afford to pay the annual fee and you’re looking for a credit card that will give you access to exclusive benefits, the Platinum Card® from American Express is a good option.
When should you not use a credit card?
There are a few situations when it’s best to avoid using a credit card. If you’re trying to pay off debt, using a credit card can make it more difficult to reach your goal. Additionally, if you’re going to be carrying a balance on your card from month to month, you’ll want to avoid using a credit card so that you don’t incur interest charges. Finally, if you’re not sure you can trust yourself to use a credit card responsibly, it’s best to avoid using one altogether.
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