Four Passive Income Streams for 2022: How Hard They Are to Get Started, Make $100 a Month, and Maintain

Passive Income. It’s one of those things that everyone talks about, but not many people seem to actually achieve. Why is that? Is it because passive income is hard to come by? Is it because it’s difficult to make a good amount of money from it? Or is it because passive income is hard to maintain over the long term? In this blog post, we’re going to answer all of those questions and more! We’re going to talk about four different ways that you can make passive income, and for each of those, we’re going to talk about how hard it is to get started, how hard it is to make $100 a month from it and how hard it is to maintain once you’ve created the thing in the first place. This is the post that I wish I would have had when I started my financial independence journey many, many years ago, and I hope it will be helpful for you as well!

So, without further ado, let’s get into it!

What is Passive Income?

Passive income is, simply put, income that you earn without having to actively work for it. This can come in a variety of forms, from interest on savings accounts to rental income from properties to dividends from stocks and more. In general, the harder an asset is to create and the less effort it requires to maintain, the higher the passive income potential it has. That’s not to say that all passive income streams are created equal – some are much easier (and more fun!) than others! – but in general, that’s how it works.

“So you’re telling me there’s no way to make money without doing anything at all?”

Well, when I say passive income- what really means is that it isn’t directly tied into our time. So let’s say you write a book and publish it yourself; after publishing your work on paper (or screen), congratulations! You’ve done the hard part: creating an actual physical object which can generate revenue off of royalties if sold by someone else who reads/prints them out themselves

If you want to make money, the best way is by providing value. The magic of passive income lies in not directly being tied with your time. But these are not get-rich-quick schemes!

Now that we’ve got that out of the way, let’s talk about some specific passive income ideas!

Investing in Stocks (Difficulty Score: 4)

One of the most common ways to earn passive income is through investing in stocks. When you buy stocks, you are buying a piece of a company that will be worth more or less in the future. If the company does well, the stock will go up in value and you can sell it for a profit. If the company does poorly, the stock will go down in value and you can lose money. However, over time, stocks have tended to go up in value more than they have gone down, which means that investing in stocks can be a good way to make passive income.

Investing your money in stocks is the easiest way to make passive income. With investing, you are not only providing a service by offering up our cash but also getting returns for that investment – which can add up! If we have any amount saved sitting around earning 0-1% interest rate on savings account then it’s really just wasting time because there will never be anything extra coming from these funds as far as earnings go. If you factor in the yearly inflation rate that is currently at 2%, you will be earning 1% interest and at the same time, the value would reduce by 2% because of the inflation. It would probably do better if invested into something such as an equity index fund where all major economies’ equitization is represented among other things.

I have a specific blog post about how the stock market works and what you need to know as a beginner “UNDERSTANDING BULLISH AND BEARISH MARKETS: TRADING STRATEGIES FOR EACH”. This is an hour-long introduction to stocks and exactly how they work.

Since the stock market is a huge part of our society and economy, it’s not surprising that many Americans want to invest in stocks. But where do you start? One place worth looking for your investments is online brokers who can help with all aspects from buying low-priced shares up to placing trades on this crucial investment decision – just be sure they offer what YOU need! If you are in the US, you can use Webull.

There are a few different ways to invest in stocks. One way is to buy individual stocks that you think will do well. This can be risky because if the stock doesn’t do well, you can lose a lot of money. Another way to invest in stocks is to buy a mutual fund or an ETF. These are groups of stocks that are chosen by someone else, so you don’t have to pick individual stocks yourself. This can be less risky than buying individual stocks because even if some of the stocks in the group do poorly, others might do well and offset the losses.

When you invest in the S&P 500, it is easy to lose sight of just how diverse and expansive this index really does represent. The effect of diversification means that your 1,000 dollars will be distributed amongst the top 500 biggest companies in America. This makes it so you’re not investing all in one company but rather spreading out to many different ones which ups chances for success even further!

Difficulty to start: ⭐

It’s easy to get started with stocks. How difficult is it, exactly — $100 per month by investing in the stock market and shares of large corporations? If we average out over 30-50 years (not considering the inflation and compounding effect), then S&P 500 has had about 10% return annually on average; meaning every year our investment goes up by around ten percent! This means that if you invest $12,000 all else remains equal—that means no more inflation adjustments!–you could make an additional 1200 dollars just because the market increased in general! And that’s not considering any other stocks outside of the S&P 500.

However, this is all dependent on the stock market continuing to go up as it has in recent years and there’s always a risk that it could crash tomorrow. So while it may be easy to get started with stocks, you should only invest what you’re comfortable losing.

Maintaining your passive income stream: ⭐⭐

If you are investing in an index fund like the S&P 500, then there is very little maintenance required. You will need to rebalance your portfolio every few years to make sure that your asset allocation is still where you want it to be, but other than that, there is not much else to do.

If you are investing in individual stocks, then you will need to keep an eye on the companies that you are invested in and make sure that they are still doing well. You may also need to sell some of your stocks if they start to decline in value.

Youtube Channel (Difficulty Score: 7)

Passive income from a Youtube channel is not as easy as it once was. It’s still possible to make videos and put them on YouTube in order to make money, but the amount of effort required and the competition on YouTube has increased dramatically.

In order to make $100 per month from a YouTube channel, you will need to have at least 5000 subscribers and be getting at least 50,000 views per month. On average Youtube pays about $2 per thousand views.

This is not an easy task, and it will likely take a lot of work to get to this level.

Once you have reached this level, you can monetize your channel through advertising or by selling products and services. You will also need to continuously create new content in order to maintain your audience’s attention.

Difficulty to start: ⭐

Maintaining your passive income stream: ⭐⭐⭐

Some people have a hard time figuring out how to make YouTube videos. It can be easy, but it’ll take some effort on your behalf! The good news is that you get an amazing skill set in return for all of those hours spent working towards perfectionism and creativity with video editing software like Final Cut Pro or Adobe Premiere Elements+. You may even learn something new about yourself when creating these short films because there are no boundaries whatsoever- anything goes as long they’re relevant (and funny!).

The best part? Meeting other creatives who share similar interests online means always having interesting conversations while never running into the same person twice. It’s a win-win!

Podcasting (Difficulty Score: 5)

Podcasting is a great way to earn passive income. You can record episodes whenever you have time and then release them on a schedule that works for you.

To make $100 per month from podcasting, you will need to have at least 1000 listeners per episode. This is not an easy task, but it is possible if you create high-quality content and promote your show effectively.

Once you have reached this level, you can monetize your podcast through advertising or by selling products and services. You will also need to continuously create new content in order to maintain your audience’s attention.

Difficulty to start: ⭐⭐

Maintaining your passive income stream: ⭐⭐

But how hard is it to start a podcast? Well, one two of five stars says that it’s very easy. All you need are some friends and an internet connection! You can use your phone or computer as the equipment for recording audio shows on platforms like will let people share their work with others without any extra costs attached – making growing popularity easier than ever before!.

So, how easy is it to make $100 a month in passive income from your podcast? Well, again this isn’t really “passive” since the way podcasters are able to get paid relies on sponsorship or brand deals. There doesn’t seem too much YouTube AdSense for podcasts either so you’ll need some other form of revenue if want any real success with them!

You know what they say, “the bigger picture always comes with more.” The top 20% of podcasts worldwide generate an average 1k+ downloads per episode. This means that if your podcast isn’t in this category then it will be difficult to build up enough momentum for success on such a massive scale!

Affiliate Marketing (Difficulty Score: 5)

Affiliate marketing is a great way to earn passive income. You can promote products and services on your website or blog and earn a commission when someone makes a purchase.

To make $100 per month from affiliate marketing, you will need to generate at least 1000 sales per month. This is not an easy task, but it is possible if you promote products that are in high demand and have a large audience. Amazon typically offers a 2%-3% commission.

Once you have reached this level, you can monetize your website or blog through affiliate marketing. You will also need to continuously create new content in order to maintain your audience’s attention.

Difficulty to start: ⭐⭐⭐⭐

Maintaining your passive income stream: ⭐⭐

The best part about affiliate marketing is that it’s passive, meaning you can continue to earn commissions even after you’ve stopped promoting the product. For example, if you have a blog post about a new car that you’re promoting, every time someone reads that blog post and clicks on the link to buy the car, you will earn a commission.

It’s also relatively easy to get started with affiliate marketing. You don’t need any special skills or knowledge – all you need is a website or blog where you can promote products. Once you’ve signed up for an affiliate program, you just need to add links to your website or blog and start earning commissions!

However, it’s important to remember that affiliate marketing is not a get-rich-quick scheme. It takes time, effort, and patience to start seeing any significant results. And even then, you’ll need to continue working hard to maintain your passive income stream.

There is a lot of work that needs to be done in order for an affiliate marketer’s efforts to succeed. You either have to build up your audience or gain enough trust with people who are interested in whatever niche you’re working within, but the good news is there has been some progress made recently which means it won’t always feel like this!

So, how easy is it to make $100 a month in passive income from affiliate marketing? Well, it’s not easy, but it is possible if you’re willing to put in the work. If you can generate 1000 sales per month, you should be able to make $100 per month in passive income.

Passive income streams can be a great way to achieve financial independence. However, it is important to remember that there is always risk involved and you should only invest what you are comfortable with losing. With a little research and effort, anyone can start earning passive income!

What other passive income streams do you recommend for 2022? Let us know in the comments below!

Thanks for reading! I hope this post was helpful. If you have any questions, please feel free to ask in the comments below. I’ll do my best to answer as quickly as possible.


One response to “Four Passive Income Streams for 2022: How Hard They Are to Get Started, Make $100 a Month, and Maintain”

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