If you’re looking for the best credit cards of 2022, you’ve come to the right place. Here at Best Credit Cards, we have all the information you need to find the perfect card for your needs.

Whether you’re looking for a rewards card, a student card, or a card with low-interest rates, we can help. We’ll provide an overview of some of the best cards on the market right now, and we’ll help you find the one that’s right for you. So what are you waiting for? Start browsing today!

The Best Credit Cards of 2022: Find the Right Card for You

Best Cash Back Credit Card

1 . Chase Freedom Flex℠

Chase Freedom Flex℠ is one of the best credit cards on the market. It offers a wide range of benefits, including 5% cash back on rotating categories, no annual fee, and 0% APR for 15 months.

In addition, Chase Freedom Flex℠ comes with a host of other perks, such as travel and shopping discounts, and access to a suite of financial tools. Whether you’re looking for a new everyday credit card or a way to earn rewards on your spending, Chase Freedom Flex℠ is a great option.

Pros And Cons

The Chase Freedom Flex℠ is one of the best credit cards on the market, offering a great mix of benefits and features.

One of the biggest advantages of the card is the ability to earn 5% cash back on rotating categories, including gas, groceries, and travel. Another big plus is the 0% APR introductory offer on purchases and balance transfers.

However, there are a few drawbacks to consider as well. One downside is that the annual fee is $0, but you will be charged a foreign transaction fee of 3%.

Another thing to keep in mind is that the cashback rewards are only available if you have a Chase checking or savings account. Overall, the Chase Freedom Flex℠ is a great option for anyone looking for a versatile credit card with lots of perks.

Annual Fee: $0

Welcome Offer: Bonus of $200 after spending $500 on purchases in the first 3 months from account opening.

Rewards: Among the best credit cards on the market, the Chase Freedom Flex℠ offers a number of valuable rewards. For starters, cardholders earn 5% back on up to $1,500 in purchases in rotating categories each quarter, as well as 5% back on travel booked through Chase Ultimate Rewards® and 3% back on dining and drugstore purchases.

Best Flexible Travel Rewards Card

1 . Capital One Venture X Rewards Credit Card

The Capital One Venture X Rewards Credit Card is one of the best credit cards on the market. It offers a great rewards program, low-interest rates, and a variety of other perks that make it a great choice for anyone looking for a new credit card.

The rewards program is one of the best available, with points that can be redeemed for travel, merchandise, or cash back.

The interest rates are also very competitive, making this a good choice for anyone who carries a balance on their credit card. In addition, the card comes with no annual fee, which makes it an even more attractive option.

Overall, the Capital One Venture X Rewards Credit Card is an excellent choice for anyone looking for a new credit card.

PROS:

– Generous rewards program. You’ll earn 2x points on every purchase, which can add up quickly if you use your card regularly. There’s also no limit to the number of points you can earn, so you can keep racking up rewards as you spend.

– Flexible redemption options. You can use your points to cover travel expenses like flights, hotels, and more. Or, if you’d prefer, you can redeem your points for cash back or gift cards. So, no matter how you like to travel, the Capital One Venture X Rewards Credit Card has you covered.

– No foreign transaction fees. This is a great card to use if you travel internationally since you won’t be charged any additional fees on purchases made in foreign currencies.

CONS:

– High annual fee. The biggest downside to this card is the $95 annual fee

Annual Fee: $395

Welcome Offer: Bonus miles of 75,000 after spending $4,000 on purchases within the first three months of account opening.

Rewards: If you’re looking for a great rewards credit card, the Capital One Venture X Rewards Credit Card is one of the best out there. With this card, you’ll earn 2x miles on every purchase, which can be redeemed for cash back, travel, or gift cards. Plus, there’s no annual fee and a 0% intro APR for the first 15 months. So if you’re looking for a card that will help you earn rewards quickly and easily, the Capital One Venture X Rewards Credit Card is a great option.

Best Airline Credit Card

1 . United Club℠ Infinite Card

If you’re looking for one of the best credit cards on the market, you can’t go wrong with the United Club℠ Infinite Card. Not only do you get unlimited access to United Club lounges, but you also earn 2 miles per dollar spent on purchases from United and 1 mile per dollar spent on all other purchases. Plus, there’s no annual fee. So if you’re a frequent flyer who loves to relax in airport lounges, this is the perfect card for you.

Pros And Cons

The United Club℠ Infinite Card is one of the best credit cards available. It offers a great mix of rewards and benefits, and it has no annual fee. However, there are some drawbacks to consider before you apply for this card.

First, the APR is relatively high, so if you carry a balance on your card you will end up paying more in interest than you would with a lower-rate card. Second, the late payment fee is also high, so it’s important to make your payments on time.

Overall, the United Club℠ Infinite Card is a great choice for anyone who wants to earn rewards and take advantage of United’s many benefits. However, be sure to consider the drawbacks before you apply.

Annual Fee: $525

Welcome Offer: With this card, you can earn a bonus of up to 100,000 miles. To earn the bonus, you must spend $5,000 in the first three months of card membership. 

Rewards: It offers a rewards program that allows cardholders to earn points for every dollar spent. These points can be redeemed for travel, merchandise, or cash back. The card also comes with a number of other benefits, including airport lounge access, priority boarding, and free checked baggage. For frequent travelers, the United Club℠ Infinite Card is an excellent choice.

Best Hotel Credit Card

1 . Hilton Honors Aspire Card from American Express *

With this card, you’ll earn rewards points on every purchase, and you’ll also get a free weekend night stay at any Hilton hotel after your first year of card membership. Plus, you’ll enjoy perks like complimentary airport lounge access and no foreign transaction fees. 

Pros And Cons

It offers a wide range of perks, including free nights at Hilton hotels, complimentary breakfast, and free wifi. The card also comes with a generous sign-up bonus, and it offers a high rate of rewards points for Hilton purchases.

However, there are some drawbacks to the card. First, it has a high annual fee. Second, it does not offer as many perks for non-Hilton hotels as some other travel credit cards. 

Annual Fee: $450

Welcome Offer: The card offers a welcome offer of 150,000 points after spending $3,000 in the first 3 months and an additional 25,000 points after spending $10,000 in the first 6 months.

Rewards: The Hilton Honors Aspire Card from American Express is one of the best credit cards available, offering a wide range of rewards that can be redeemed for hotel stays, airfare, and more. Plus, cardholders earn double points on all Hilton purchases, making it easy to rack up points quickly.

Best Credit Card for Students

1 . Discover it® Student Cash Back

The best credit card for students is the Discover it® Student Cash Back card. This card offers 5% cash back on categories that rotate each quarter, plus 1% cash back on all other purchases. There’s no annual fee, and Students can also get a good 0% APR for six months on both purchases and balance transfers. So if you’re a student in need of some extra cash, the Discover it® Student Cash Back card is definitely worth considering.

Pros And Cons

On the plus side, the card offers 5% cash back on categories that rotate each quarter, and 1% cash back on all other purchases. You also get a $20 cash back bonus each school year if your GPA is 3.0 or higher. And there’s no annual fee. On the downside, you need to have good credit to qualify for the card, and if you carry a balance, you’ll be charged interest at a rate of 19.99%.

Annual Fee: $0

Welcome Offer: With this card, students can earn 5% cash back on up to $1,500 in purchases in categories that rotate each quarter, and 1% cash back on all other purchases. 

Rewards: It offers a great rewards program, with cash back on all purchases. The best part is that the rewards never expire, so you can keep accumulating them as you continue to use the card. You can also redeem your rewards for travel, merchandise, or even cash back. The Discover it® Student Cash Back card also has no annual fee, so you can keep using it without having to worry about paying any extra fees.

Best Credit Card with Category Bonuses

1 . Amazon Prime Rewards Visa Signature Card *

If you’re a frequent Amazon shopper, the Amazon Prime Rewards Visa Signature Card is a great option. This card offers 5% back on all Amazon purchases, as well as 2% back at restaurants, gas stations, and drugstores. You’ll also earn 1% back on all other purchases.

Pros And Cons

You can earn 5% back on all Amazon.com purchases, 2% back at restaurants, gas stations, and drugstores, and 1% back on all other purchases. There is no annual fee for this card. The biggest downside to this card is that it can only be used at Amazon.com and affiliated websites.

Annual Fee: $0

Welcome Offer: It offers a welcome offer of a $100 Amazon.com Gift Card after you spend $500 on purchases in the first 3 months from account opening. 

Rewards: With the Amazon Prime Rewards Visa Signature Card, you can earn points on every purchase you make, which can be redeemed for future purchases or Statement Credits. You’ll also get 5% back on all Amazon.com purchases, as well as 2% back at restaurants, gas stations, and drugstores.

Best Card for Customers With Bad Or No Credit

1 . Petal® 1 “No Annual Fee” Visa® Credit Card

With this card, you’ll enjoy all the benefits of a great credit card without having to pay an annual fee. Best of all, you’ll still earn cash back on all your purchases. So if you’re looking for a great credit card with no annual fee, the Petal® 1 “No Annual Fee” Visa® Credit Card is a great option.

Pros And Cons

It offers a 0% APR on purchases and balance transfers for the first 15 months, which can save you a lot of money if you’re carrying a balance on another card. In addition, there are no foreign transaction fees, so you can use your Petal card abroad without incurring any extra charges. The only downside to the Petal card is that it doesn’t offer any rewards or cash back, so if you’re looking for a card that will give you some extra perks, this may not be the best option.

Annual Fee: $0

Welcome Offer: No welcome offer.

Rewards: For starters, it’s one of the best credit cards out there for people with no credit history. That’s because it offers a great starter APR and no annual fee. Plus, you can earn up to 10% cash back on eligible purchases in the first year. And if you’re looking to build your credit, Petal reports your payment history to all three major credit bureaus. So not only will you save money with this card, but you’ll also be helping to build your credit score. It’s a win-win!

Next Read: Do I Need More Than 1 Credit Card?